Get in touch with us at customerservices@lutine.com
Lutine are proud to offer Group Life Insurance to SME’s across the UK
We have over 30 years’ experience in providing Life Insurance protection to businesses and understand what this benefit means to individuals’ benefactors in their time of need. Our team of experts aim to pay claims promptly, to support loved ones and make things as fuss-free as possible.
5,000+
FAMILIES PROTECTED
30+
YEARS OF TRUST
WHAT IS GROUP LIFE COVER?
Group Life Assurance, Insurance or Death in Service cover, is an employee benefit paid for by the individual’s employer, which provides a lump sum payment to an employee’s loved ones, should they die in service, providing financial support at an extremely difficult time.
GROUP LIFE ASSURANCE
Benefits Available
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Quotes available on a multiple of salary or fixed benefit basis. E.g. 2 x Salary, 4 x Salary, £100,000 Flat Benefit, £25,000 Flat Benefit.
Scheme size
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3 Lives Minimum, No Maximum.
Policy Cease Age
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Up to a maximum of 75 years of age available.
Payment Frequency
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Annual or Monthly Premium payment.
Free Cover Limit
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£500,000 minimum free cover limit (the amount of cover each individual member can have before medical evidence/ underwriting is required).
Additional Information
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Registered and Excepted schemes available.
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Broker Commission available: up to 30%.
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Target Market: SME’s across a range of specialist sectors including Construction, Leisure, Agriculture and Marine.
ADDED BENEFITS
EMPLOYEE ASSISTANCE PROGRAMME
It’s not only financial support we provide, employees are able to benefit from a range of lifestyle assistance services, designed to support members with an early source of practical and emotional support for those facing issues in their home or work life.
TELEPHONE COUNSELLING SUPPORT
24/7 access to Citizen Advice trained specialists, providing support for a range of issues such as: Emotional problems, Medical matters, Relationship difficulties, Bereavement, Family difficulties, Anxiety, Stress, Debt and financial and Legal advice.
FACE-TO-FACE COUNSELLING
Speak in confidence, to a local and fully-qualified counsellor, if required. All counsellors are accredited by the British Association for Counselling and Psychotherapy (BACP) and all information is treated in the strictest of confidence.
ONLINE SUPPORT
Access to an online platform providing a wide range of ‘self-help’ work books to support with personal, family or work related issues, such as: Depression, Anxiety, Post Traumatic Stress, Bereavement, Stress, Domestic abuse or Eating disorders.
GET IN TOUCH
Here at Lutine we endeavour to reply to all enquiries as quickly as possible; to help us to ensure that your enquiry is routed to the right place, please provide us with as much information as possible.
If you’d like to discuss Group Life Insurance, please call us on 0344 854 2074 or email GroupLifeSupport@lutine.com
Individual Life (Queries) – enquiries@lutine.com
Group Life (New business & Queries) – customerservices@lutine.com
Broker Enquiries – brokersupport@lutine.com
If you need to make a claim:
The Grantee should initially notify either the Financial Adviser through whom the contract was effected, or URIS Group Limited
by telephone on 0344 854 2074,
by email customerservices@lutine.com or
by post at the following address: URIS Group Limited, Premier House, Carolina Court, Doncaster, South Yorkshire, DN4 5RA
A RANGE OF GROUP LIFE PROTECTION POLICIES
Take a look at the range of products offered by our Life Insurance team.
