Personal Protection

Lutine Assurance’s Personal Protection offers a wide range of insurance covers, designed to best meet your clients needs in an appropriate and tax efficient manner.

Executive Life

Providing death in-service benefits for active members of Small Self-Administered Schemes (SSAS) or Self Invested Personal Pensions (SIPP).

Gift Intervivos

Cover for inheritance tax liabilities (IHT). Where the value of an individual’s estate exceeds (March 2015) £325,000 or jointly with their partner £650,000, inheritance tax will be payable on the balance.


Lutine specialised in providing life cover to both expatriates living/contracting abroad and foreign nationals resident in the UK.

Level Term

Policy terms are available between available 1-10 years together with 1 and 5 year renewable options. Premium frequency, monthly, annual or single.

Stop Gap Cover

Cover for any short term insurable interest such as covering short term bridging transactions. Terms from 1 month to 1 year.

Click here to download our Individual Life Application Form.

Alternatively, Contact us today to find out more about our Personal Protection products.